Views / Analysis

The Money Tree

The Money Tree

Bank is a place for the safekeeping of one's money. In the olden days it was the mattress. One reason for this change in behaviour is inflation that chips into the value of money. The rich are now called Crorepatis. In the olden days they were the Lakhpatis. Money has lost value by a multiple of hu


Quiet cultural shift: A true conundrum

Quiet cultural shift: A true conundrum

Culture in Bangladesh once felt like something you could step into without trying. It was in neighbourhoods, in friendships, in the way people gathered and shared music, literature, and conversations. Now it feels different. Not gone, but changed. And I find myself asking whether we have lost somet

Creating 125m jobs by 2050: How BD can address the challenge

Creating 125m jobs by 2050: How BD can address the challenge

A United Nations Development Program (UNDP) report projects that Bangladesh's population will rise from 173.5 million in 2024 to between 230 and 250 million by 2050. The International Labor Organization (ILO) notes that the working-age population (ages 15 to 64) was 122 million, or 70 per cent of t

The carnival of World Cup Football goes beyond playground

The carnival of World Cup Football goes beyond playground

It may not be the greatest show on earth but, without any doubt, it is the single greatest sporting event ever. Yes, it is the World Cup Football. The honorific of the 'greatest show' goes to the Olympics because it features hundreds of events across dozens of disciplines. But the Federation Intern

MISUSE OF ANTIBIOTICS: Bangladesh faces a silent pandemic

MISUSE OF ANTIBIOTICS: Bangladesh faces a silent pandemic

It began in an ordinary middle-class family in Dhaka. Seven-year-old Rayan developed a fever. His father went to a nearby pharmacy and asked for "a strong antibiotic." Without any prescription, the medicine was handed over. After taking it for three days, the fever subsided, and the medication was

People must be grateful to Nature for its rich gifts

People must be grateful to Nature for its rich gifts

Jaistha, lovingly called madhumas (month of honey), is about to come to an end. It is the second month of summer in this part of the world. Known for sweltering heat, why this month is called the month of honey may be intriguing to the uninitiated. In fact, honey does not flow during this time but

Big brother or big breakthrough?

Big brother or big breakthrough?

The full potential of Artificial Intelligence (AI) is not yet fully understood, but its impact is already being felt in our daily lives. AI has now become an inseparable part of the social fabric. We don't often realise how casually we have stepped into the AI sphere and are already reaping its ben

The most dangerous thing for an artist is comfort

The most dangerous thing for an artist is comfort

Imagine you have just woken up, ready to start the day. You enter the kitchen, have breakfast, then sit with a warm mug of tea or coffee, whichever you prefer. The steam rising from the mug, the addictive aroma is filling up your senses and making you feel more relaxed as seconds go by. There is c

Cheap self-promotion and the 4th Industrial Revolution

Cheap self-promotion and the 4th Industrial Revolution

From Guinness World Records (GWR) to viral contents, all is self promotion at its extreme. While GWR is an exercise with a target in mind, going viral does not depend on one's choice. It happens if the popularity far surpasses the original sharing of something among an intended small group. In the

AI CRM Banks' smart credit risk management approach

AI CRM Banks' smart credit risk management approach

AI tools can be very effective in identifying, analyzing, and mitigating credit risk in commercial banks. In fact, many global banks are already using AI-driven systems for parts of their credit assessment, fraud detection, portfolio monitoring, and recovery operations. The key advantage of AI is t

Sins and Sinners

Sins and Sinners

Man is a sinner by nature. This is why he was thrown out of Heaven, for indulgence in forbidden pleasure. It was an apple. Now it is carnal. Epstein is a poster face of this sin. Like it or not, this is human nature. He cannot be trusted. There are variants of sins, small to large, from white lies

Personal loan tenure flexibility deserves regulatory attention

Personal loan tenure flexibility deserves regulatory attention

Bangladesh Bank's recent policy move under BRPD-1 Circular Letter No. 15 dated May 5, 2026 regarding consumer financing is undoubtedly a significant and timely initiative. The revised framework reflects the changing economic realities of Bangladesh, where rising income levels, increasing consumer s

The lure of money

The lure of money

Money can be a source of worry for both rich and poor. For the rich, how to make it perform better. For the poor, how to balance the books. For those in between, it is even worse. These are people with a bit of savings, not knowing which way to go. Banks, the good ones, are supposedly safer. But th