In the rapidly changing landscape of technology and research, Bangladesh has produced a new generation of scholars whose work is beginning to resonate internationally. Among them, Md Habibur Rahman, a doctoral researcher at the International American University (USA), stands out for his pioneering

Money is the lifeblood of an economy. It moves into various economic steams to keep the economy alive. Depending on the degree of liquidibility, the money can be defined as M0, M1, M2, M3, M4, and so on. The lower the number, the higher the degree of liquidibility. The most liquid form of the money