Presently the world is facing a difficult time because of coronavirus. The virus first broke out in China and then spread across the world like a rapid fire. A large number of people have died across the world as there is no medicine till now against the pandemic. Businesses are also suffering as c

Humans born with weak health grow in the course of time. The humans learn from society, the attitude of other humans and books. Some are growing with authentic knowledge and some are with poor or unauthentic knowledge. Those who are passing time without true knowledge are becoming weaker humans and

Nowadays peace in the world is an important issue as human beings are very much focused on their own short-term benefits. After the September 11 attack in 2001 the word that is being used very frequently is terrorism. Very recently a terror attack was made on a mosque in New Zealand. The governmen

A bank is a financial institution that acts under the prevailing bank company act of the country and takes its licence from the central bank. Banking means what the bank does. Presently banks are doing general banking, investment banking, SME banking, retail banking, foreign exchange transactions,

Finance Minister AMA Muhith said in Parliament recently citing data of the Credit Information Bureau (CIB) of the Bangladesh Bank available until June last that the number of loan defaulters stood at 230,658 in the country and the amount of classified loans exceeded Tk. 1.31 trillion (1,31,666.16 c

A report published by the UN in 2018 about the world happiness index reveals that the richest  people are not the happiest. Finland has been shown as the happiest country and the US has been ranked 18th in the index. The world is advancing in an unbalanced way that means few people are very ri

Asset Liability is one of the core risks of a bank. So far, managing the asset liability means managing a core risk of a bank. The asset liability is managed by a committee that we call ALCO (Asset Liability Management Committee). The committee is formed with the senior management people of a bank.

A risk-focused examination process is there to direct the inspection process to the more risk-prone areas of both operations and business. Skills in risk-focused supervision are continually being developed by exposing examiners to relevant training. By adopting this approach, the banking industry a