Small and medium enterprises (SMEs) are the most important business segment of any economy. SMEs are getting the highest priority from policymakers for their proven multidimensional contributions to socioeconomic environment of a country since long. These enterprises are easy to start, require only

World Teachers day is a special day celebrated through out the world on October 05 to express respect, honour and love towards teachers. It is also known as International Teachers Day.  It is extremely important to acknowledge the contribution of teachers to the society at large. The day thus

Centralised banking operation is that system of banking where processing of all transactions has to be carried out from a central location. In this system, bank's presence has to be made through maintaining sufficient number of branches and staffs. Now banking is done through modern technology; so

Across the world, May 01 is observed as 'International Workers day'. It has different names in different countries. In USA, it is widely known as Labour Day. In other countries, it is known as Workers' day. Regardless of what it is called, the day is observed to commemorate the Haymarket tragedy i

Agent banking is the form of banking that includes limited scale of banking and financial service through persons or agents under a valid agency agreement across the country, especially in remote areas. An agent is a third-party owner of an outlet who conducts banking transactions, such as cash dep

The heart of a bank is divided into two segments - deposits and loans. The principal objectives of a bank are to collect deposit from surplus portion (i.e. from the depositors) and supply the collected fund to the deficit portion (i.e. to the loanee). Loan or investment is the lifeblood of a bank.