Compared to non-financial entities, a bank has to work with much greater degree of multiple risks since it deals in others’ money, and deal out that money to others. Risk management is, therefore, one of the basic functions of a banking organisation. Early detection of any risky trend leads t

General  provisioning  for normal  credit loss  in  banking  is inevitable  and also  acceptable  both  from  credit  risk  management  as  well as accounting perspectives. But specific provisioning seems analogous  to

  We should emphasise upon the  fact  that  planning  right  solutions  requires   knowing   first the  real  causes  of  our   failure  to recover   the  NPL. Hence, lenders'  reporting to central bank on s

The government offered a number of bailout packages worth more thanTk.1.00 trillion to cope with the adverse impacts of COVID-19. Obviously the onus of bulk financing has fallen on the banking sector. Banks are now hard-pressed to finance the packages. With a view to facilitating the implementation