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NRBC Bank held a town hall meeting for the Chattogram Zone on Saturday, 2 August 2025, at a private hotel in Chattogram.
Mr. Md. Ali Hossain Pradhania, Chariman of NRBC Bank, was present at the meeting as the chief guest, according to a press release.
Mr. Md. Abul Bashar, Independent Director, Dr. Md. Touhidul Alam Khan, Managing Director and CEO, Mr. Harunur Rashid, Deputy Managing Director and CFO, Mr. Md. Saiful Alam Chowdhury, Head of Chattogram Zone, along with officials from all levels of branches and sub-branches under the zone, were also present at the meeting.
In his speech as chief guest, Mr. Md. Ali Hossain Pradhania, Chairman of NRBC Bank, said that corporate governance and compliance are the fundamental principles of banking operations.
Recovery activities must be intensified to reduce the existing classified loans in the Chattogram region. In addition, to achieve the set targets with the aim of increasing profitability, it is essential to reduce expenses including fund costs by mobilizing interest-free and low-interest deposits.
The existing Advance-Deposit (AD) ratio of 78% must be increased to the desired level through the growth of quality loans. There is also an opportunity to increase the bank's income in the Chattogram region through preventing new loan classifications and recovering classified and written-off loans.
Independent Director Mr. Md. Abul Bashar said that in order to build a sustainable bank, it is essential to increase the volume of quality loans, and no deviation from regulations should be allowed.
He emphasized the importance of strictly complying with all directives of Bangladesh Bank and the bank itself.
Managing Director and CEO Dr. Md. Touhidul Alam Khan stated that the majority of the country’s foreign trade activities are centered around Chattogram.
Therefore, special importance must be given to foreign trade.
In particular, Letter of Credit (LC) business should be expanded. There is an opportunity to increase deposits through offshore banking.
Additionally, financing for linkage industries and small-scale industrial sectors should be utilized to foster economic growth and development, the release adds.