UCB posts landmark achievement in deposit mobilisation

United Commercial Bank PLC (UCB) posted a landmark achievement in deposit mobilization, setting a new standard in Bangladesh’s banking industry at a time when the sector has been navigating significant economic and financial challenges.

In 2025, UCB recorded an exceptional deposit growth of nearly Tk 130.00 billion, compared to Tk 40.82 billion in 2024. This represents more than a threefold year-on-year increase, the highest deposit growth ever achieved in the bank’s history, according to a press release.

The strong performance was accompanied by remarkable expansion in UCB’s customer base. While 411,000 new accounts were opened in 2024, the number rose sharply to 678,000 new customers in 2025. This surge underscores growing public confidence in UCB’s financial strength, service excellence, and long-term commitment to its customers.

UCB has also made notable progress in strengthening financial discipline and risk management. The bank successfully reduced its Advance-to-Deposit Ratio (ADR) from 91.30 per cent in 2024 to 83 per cent in 2025, reflecting improved liquidity management and enhanced financial stability.

To celebrate this historic milestone, UCB organized events across its branches and offices nationwide, where employees came together to share the success in a spirit of unity and pride. The bank expressed its sincere gratitude to its depositors, customers, investors, Board of Directors, employees, regulators including Bangladesh Bank, and all stakeholders for their continued trust and support.

Commenting on the achievement, Sharif Zahir, Chairman of UCB, said, ‘The nearly BDT 13,000 crore deposit growth is a clear reflection of our customers’ unwavering confidence in UCB. While this trust is a great source of pride, it also comes with significant responsibility. During the year, we financed exports worth approximately USD 3.3 billion and a nearly equal volume of imports, demonstrating UCB’s strength and resilience even amid a challenging dollar market. I extend my heartfelt thanks to the entire UCB family for making this milestone possible.’

Mohammad Mamdudur Rashid, Managing Director & CEO of UCB, added, ‘When numbers speak for themselves and trust becomes the strongest foundation, success naturally follows. This achievement reflects the professionalism, integrity, and collective commitment of our team. Going forward, we remain firmly focused on customer-centric banking, disciplined risk management, and sustainable growth.’

UCB’s record-breaking performance clearly demonstrates that visionary leadership, prudent execution, and steadfast customer trust can deliver exceptional results—even in the most demanding times.